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    Terms of Service

    Effective Date: May 4, 2025

    Welcome to MathsXP.com. These Terms of Service (“Terms”) govern your use of the website, services, mobile apps, and features provided by MathsXP (“we”, “our”, “us”). By accessing or using MathsXP.com (the “Site”), you agree to comply with and be bound by these Terms and our Privacy Policy.

    1. Who We Are

    MathsXP is a digital platform that curates financial news and numeracy content for adults. We make learning and staying informed more engaging by awarding XP points for time spent reading and interacting with our resources.

    2. Eligibility

    You must be at least 18 years old to use our services. By accessing the Site, you confirm that you meet this age requirement and have not been previously banned from using our services under any applicable law.

    3. Account Registration

    • You may browse the Site without registering.
    • To earn points or access certain features, you must create an account.
    • You are responsible for keeping your login credentials secure.
    • You must not create an account using false information.

    4. XP Reward System

    • XP points are awarded for time spent reading and completing educational challenges.
    • XP points have no cash value, cannot be redeemed for real-world currency, and are non-transferable.
    • We reserve the right to change the XP system or discontinue it entirely at any time without notice.

    5. Acceptable Use

    You agree not to:

    • Violate any applicable laws or regulations;
    • Post or share harmful, defamatory, or offensive content;
    • Use bots, scrapers, or other automated tools to access the Site;
    • Manipulate the XP system through dishonest means.

    6. Content and Copyright

    • All news articles, graphics, videos, and guides are either original to MathsXP or properly sourced under fair use or licensing.
    • You may not reproduce, distribute, or modify any part of the content without written permission.

    7. Third-Party Content & Links

    • MathsXP may contain links to third-party websites (e.g., news sources, YouTube, Facebook, X).
    • We are not responsible for the content or policies of those websites.
    • You interact with third-party content at your own risk.

    8. Termination

    We may suspend or terminate your account without notice if:

    • You violate these Terms;
    • We suspect fraudulent activity or abuse of the XP system;
    • We discontinue or alter the services.

    9. Disclaimers

    • MathsXP provides informational content only. Nothing on the Site constitutes professional financial advice.
    • All use is at your own risk. We do not guarantee the accuracy, completeness, or timeliness of any content.

    10. Limitation of Liability

    To the fullest extent allowed by law, MathsXP shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or any decisions made based on our content.

    11. Changes to Terms

    We may update these Terms at any time. Continued use of the Site after changes means you accept the updated Terms. The effective date will be posted at the top.

    12. Governing Law

    These Terms are governed by the laws of the United Kingdom, without regard to its conflict of law principles.

    13. Contact

    For any questions about these Terms, please contact:

    📧 [email protected]
    📍 MathsXP, Gosport, UK

    By accessing or using MathsXP.com, you confirm that you have read, understood, and agreed to these Terms.