Author: The News
To delve deeper into the Business Advising Services’ role, we spoke with Osbaldo Velázquez, a business advisor at Momentus Capital with 23 years of experience helping small businesses gain access to capital. He provided key insights into how his team refines business plans and helps entrepreneurs frame their ventures from a lender’s perspective. How Business Plans Factor into Loan Applications Osbaldo advises that a business plan serves two fundamental purposes. First, it provides business owners with a structured roadmap, detailing objectives and quantifying the steps required to achieve them. Second, it functions as a critical component of the loan application…
Leer en Español U.S. tariffs reaching the highest level since 1930. The sharpest stock market crash since the pandemic. Government bond yields spiking and threatening a financial crisis. All in all, last week was not for the fragile-hearted. The U.S. has come perilously close to smashing the world trade order that it spent years constructing. Even though Trump has paused his “reciprocal” tariffs for 90 days, the average U.S. tariff rate will still be over 20 percentage points higher than at the start of Trump’s term, assuming recently implemented tariffs on China and the baseline 10% levy on all imports…
Considering the diversification of payment methods and channels, what do consumers expect from their payment services providers today? How banks keep pace in a world that’s increasingly instant, online, and has a growing number of management checks and controls around regulation and compliance? How can banks build the infrastructure to support multiple rails which handle multiple functionalities while ensuring elasticity and scalability? How does the regulatory environment fit in with this new generation of integrated platforms? Does it support or hinder innovation? Incumbent banks have long faced the challenges of keeping…
Key TakeawaysUnderstanding the holiday returns season is essential for both consumers and retailers, highlighting the challenges and opportunities it presents.Clear and simplified return policies enhance customer satisfaction and encourage trust, making them crucial for small businesses during peak shopping times.Analyzing return patterns provides valuable insights into customer preferences and product performance, allowing businesses to adjust inventory and marketing strategies accordingly.Common reasons for returns include gift issues and quality concerns, emphasizing the importance of detailed product descriptions and rigorous quality control to minimize dissatisfaction.Implementing efficient return strategies such as extended return windows and easy exchange processes can significantly improve the customer…
Android users across the UK and Europe will now have access to digital wallet provider, Curve‘s technology as the firm announces the launch of Curve Pay.Looking to differentiate itself from the other digital wallets on the market, Curve Pay will enable users to track spending, stack rewards, receive real-time insights and move past purchases across accounts. Curve uses a versatile, personalised intelligence and consumer-led approach which aligns with the digital demands of British consumers today.A 2024 study showed 68 per cent feel confident enough to leave their physical wallets at home, and over the next three years, digital wallet usage is…
By Yael Mark Dashboards have become a standard feature in software platforms over the past few years. Whether it’s a fitness app, a project management tool, or an online learning platform, dashboards are used across many industries to present data and track progress. However, the most effective dashboards don’t just display information—they motivate users to consistently engage with the product. This kind of engagement requires more than just good design. To build a dashboard that truly works, you need to understand your users’ psychology. In this article, I have compiled key principles from behavioral science and psychology to design…
Cell Phone Cash offers a simple system to create an income-generating website, designed for beginners with automated earnings and global potential Official Website: ✅ Click Here What is Cell Phone Cash? Cell Phone Cash is an online program that offers a Done For You Income Solutions system, designed to help individuals generate passive income. It provides users with a pre-built website that claims to automate the process of earning money. The setup involves a simple three-step process, making it accessible even for beginners. The program highlights its ability to work across 200 countries, allowing users to tap into a global…
This article is an on-site version of our FirstFT newsletter. Subscribers can sign up to our Asia, Europe/Africa or Americas edition to get the newsletter delivered every weekday morning. Explore all of our newsletters hereGood morning and welcome back to FirstFT Asia. In today’s newsletter: The latest South China Sea stand-off Trump’s trade war hits US ports and air freightInside Interpol’s Singapore innovation labWe start today with China’s move to proclaim sovereignty over a disputed reef in the South China Sea, which has triggered a new stand-off with the Philippines. Here’s what you need to know about the row over…
As this February draws to a close, we would like to celebrant and honoring some of the pioneers of black owned businesses, many of whom paved the way for African Americans to open successful independent businesses of their own throughout the nation’s history.These early pioneers who made history and are still a large part of the landscape of all small businesses in the US, even today hundreds of years later:Keeping up with the NewsOne of the most famous African American entrepreneurs is Chistopher J. Perry, who founded the Philadelphia Tribune in 1884. The paper began as a voice for the…
4chan is partly back online after a hack took the infamous image-sharing site down for nearly two weeks. The site first went down on April 14, with the person responsible for the hack apparently leaking data including a list of moderators and “janitors” (one janitor told TechCrunch they were “confident” that the leaked data was real). 4chan’s extended disappearance led to at least one premature obituary, with journalist Ryan Broderick writing for Wired that “what began as a hub for internet culture and an anonymous way station for the internet’s anarchic true believers devolved over the years into a fan…